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Ways to Fight a Denied Homeowner’s Insurance Claim

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After experiencing damage to your home, dealing with a denied homeowner’s insurance claim can feel devastating. All too often, insurance companies fail to include clear reasoning for the denial. If you find yourself having to deal with a denied insurance claim, you do have options at your disposal. The most important thing to do, however, is research on your own policy and any applicable state or federal laws.

Filing an Appeal for a Denied Claim

This is the easiest and most obvious answer for fighting a denied home insurance claim. Most companies have a separate process for dealing with appeals, though these processes often mimic the original claim evaluation.

Talking to an Experienced Insurance Attorney

Your insurance policy is legal contract, and your insurance company is required by law to pay your fairly for all the storm damage your policy covers. If you believe your insurance company had denied, delayed or unpaid your insurance claim, it is probably time to contact an attorney.